Key point
No Overall Lifetime Limit & High Overall Annual Limit of up to RM5 million
Medical-card review
HealthInsured
Medical coverage designed to give you peace of mind
No Overall Lifetime Limit & High Overall Annual Limit of up to RM5 million
Full COVID-19 coverage for Category 3, 4 & 5 in the new normal
Allianz Care@Home to provide medical-assisted attention at your home
Extensive Cancer Coverage including access to genomic testing and extended out-patient cancer treatment cover
Flexible deductible options for your medical solutions with Retirement Option at age 60
Key point
Full COVID-19 coverage for Category 3, 4 & 5 in the new normal
Key point
Allianz Care@Home to provide medical-assisted attention at your home
Key point
Extensive Cancer Coverage including access to genomic testing and extended out-patient cancer treatment cover
What to consider
Review how the card could work in a real hospital visit
- Does the high annual limit matter for the kind of medical risk I am actually planning for?
- Would the deductible options help me manage premiums without creating uncomfortable out-of-pocket pressure later?
- Is the admission and claim experience more practical than what I currently have?
Before deciding
Compare use, cost, and claims readiness
- Check whether the panel hospital and guarantee-letter process applies to the current policy.
- Compare the card with existing cover before cancelling, replacing, or upgrading it.
- Confirm benefits, eligibility, exclusions, and claim steps with the insurer before treatment.
Benefits explained in plain language
What actually stands out in this plan
Flexible cost structure
The deductible options can be useful for people who want to manage premium cost more actively, but the tradeoff still needs to fit real cash-flow comfort.
Broad medical usage story
The plan is positioned around comprehensive hospitalisation support, including strong annual-limit framing and support features that matter after diagnosis or admission.
Comparison discipline
This product should still be compared against existing coverage, exclusions, renewal expectations, and claim-readiness practicality before making a switch.
Friends make life’s precious moments Extra OK for being there for you throughout all seasons. Make memories for a lifetime with Allianz’s new and improved medical plan, HealthInsured by your side, so you can be there for your loved ones whenever or wherever they may be
Next step
Compare it against your current card first
If you already have a medical card, a structured review can help you decide whether HealthInsured is an upgrade, overlap, or poor fit.
Advisory breakdown
Where HealthInsured can fit
HealthInsured is easier to evaluate when you look beyond brochure highlights and compare how its structure matches your own likely hospital usage and budget tolerance.
Good questions to ask while reviewing this plan
- Does the high annual limit matter for the kind of medical risk I am actually planning for?
- Would the deductible options help me manage premiums without creating uncomfortable out-of-pocket pressure later?
- Is the admission and claim experience more practical than what I currently have?
What stands out in this product
Flexible cost structure
The deductible options can be useful for people who want to manage premium cost more actively, but the tradeoff still needs to fit real cash-flow comfort.
Broad medical usage story
The plan is positioned around comprehensive hospitalisation support, including strong annual-limit framing and support features that matter after diagnosis or admission.
Comparison discipline
This product should still be compared against existing coverage, exclusions, renewal expectations, and claim-readiness practicality before making a switch.
Compare it against your current card first
If you already have a medical card, a structured review can help you decide whether HealthInsured is an upgrade, overlap, or poor fit.
Book a Consultation
Downloads
Download
Keep the brochure, policy wording, and supporting materials in one place for easier comparison.