Key point
High coverage with short commitment period & flexible coverage terms
Life-protection review
Allianz EverLink Signature Protect
This high coverage regular premium investment-linked insurance plan is an auto renewable plan that covers Death or Total and Permanent Disability (TPD)*, with a short commitment period, providing a reliable financial safety net that will protect and provide for the ones you love the most.
High coverage with short commitment period & flexible coverage terms
Death or Total and Permanent Disability (TPD)* benefits
Boost your investment with a Loyalty Bonus
Hassle-free automatic renewal feature
Personalise your coverage with additional riders
Key point
Death or Total and Permanent Disability (TPD)* benefits
Key point
Boost your investment with a Loyalty Bonus
Key point
Hassle-free automatic renewal feature
What to consider
Start with the people and responsibilities that rely on you
- Coverage amount and coverage period in relation to household needs
- Income replacement, outstanding debts, and family financial responsibilities
- Affordability, policy sustainability, exclusions, and current policy wording
Before deciding
Keep nomination and long-term affordability in view
- Review beneficiary or nomination arrangements alongside the policy.
- Compare the commitment with existing cover and the household budget over time.
- Confirm benefits, eligibility, exclusions, and policy terms with the insurer before deciding.
Common Insurance Questions & Answers
Generally, life insurance does not cover suicide within the first 12 months after the policy takes effect, regardless of mental state.
After 12 months, if the suicide is caused by a mental illness, some insurers may pay the claim according to the policy terms, while others may not — you need to check your specific policy details.
As for medical cards, injuries caused by suicide are not covered because they are considered “self-inflicted harm.”
*Terms and conditions apply.
*TPD coverage is until age 71 and subject to a maximum aggregated Insured Amount of RM8,000,000 per life.Note: This is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trusts.
Downloads
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Keep the brochure, policy wording, and supporting materials in one place for easier comparison.