This infographic compares four generations of Allianz critical illness protection: HealthCover (36 conditions), HealthCover Plus (77 conditions), Prime Care+, and the latest HealthCover Prime.
It highlights differences in covered conditions and stages, children’s critical illness protection, multiple claims, relapse-, cancer- and ICU-related features, payout potential, and protection period.
HealthCover Prime is positioned to provide broader support across different stages of illness and recovery. Subject to the applicable policy terms, it may include multiple claims across the same or different covered critical illness categories, recurrence benefits for certain conditions, gender-specific cancer benefits and ICU-related additional benefits.
A comparison table is only a starting point. The right plan depends on your needs, budget, existing coverage, health situation and the official policy terms.
Talk to Faith if you would like help understanding how critical illness protection may fit alongside your medical card, life protection and existing policies.
Product note: This post is a general product comparison based on Allianz Malaysia material. Benefits, covered conditions, eligibility, definitions, limits, exclusions, premiums and claim outcomes are subject to the current official product documents, underwriting and insurer approval. Please refer to the policy contract for full terms.
Disclaimer
This article is for educational purposes only and does not constitute financial or insurance advice. Coverage terms are subject to the policy contract. Contact Faith for personalised advice.